Protect Your Identity

Tips To Help You Prevent Identity Theft Do not carry your Social Security card in your wallet or purse At least once a year, order a copy of your credit report from the three credit reporting agencies (Equifax, Experian and TransUnion) and review them carefully. Report any discrepancies immediately. Use a crosscut paper shredder to […]

Democrats seek relief from health law penalties

WASHINGTON (AP) — The official sign-up season for President Barack Obama’s health care law may be over, but leading congressional Democrats say millions of Americans facing new tax penalties deserve a second chance. Three senior House members told The Associated Press that they plan to strongly urge the administration to grant a special sign-up opportunity […]

Seven Tips to Stay Safe on Winter Roads

According to the National Highway Traffic Safety Administration, roughly 115 people per day die in vehicle crashes in the U. S. Each winter, snowfall compounds hazardous road conditions, increasing the risk of accidents. It’s important to know how to drive when weather conditions are dangerous. It’s also smart to equip your vehicle to reduce its […]

Credit History Can Drive Your Auto Premiums

By Andrea Coombes Got bad credit? You could be paying twice as much for car insurance than if you had top-notch credit—even if your driving record is stellar. And it’s not just a problem for people with bad credit: The outright lack of a credit file also can push you into higher premiums. Just ask […]

Health Penalty To Top $95 For Many

From the Wall Street Journal : For many individuals and families, the penalty for not having health-insurance coverage will run a lot higher than the $95 figure often cited — and it could run into the five figures in some cases. That’s according to the Tax Policy Center, which has just rolled out a tax penalty […]

Health Insurance and Qualifying Life Events

Due to the rules of the Affordable Care Act, you can only apply for Health Insurance during an open enrollement period unless you have a Qualifying Life Event. The following are some examples: Involuntary loss of minimum essential coverage due to: •Discontinuation of a current plan that does not meet health care reform requirements (For example, when […]

Am I Covered If I Rent A Car?

The same exact limits of liability and deductibles you have on your full coverage vehicle AUTOMATICALLY EXTEND to a PRIVATE PASSENGER vehicle that you rent from any car rental  company. I always suggest that you take out the COLLISION DAMAGE WAIVER at the counter because if selected, you will not be responsible for any dents, dings, damage, loss […]